We make financing easy
Every municipality and every department has a different financial picture. Budget cycles, bond timing, board approval, referendum schedules. A lender who writes commercial vehicle loans all day does not necessarily understand any of that.
We work with several financing companies that specialize in municipal financing for fire apparatus and emergency vehicles. They have done this before, with departments your size, and they know what documentation a municipality actually has to produce.
Lenders who know the fire service
Municipal financing specialists, not general commercial lenders. They understand how a fire department purchase gets approved and funded.
Options, not one option
We work with several financing companies, so you are not stuck with a single set of terms from a single lender on a single timeline.
No cost to ask
Talking to us about financing does not commit your department to anything. Ask early and plan around a real answer, not a guess.
You will get a truck and a rate that works
Terms depend on the apparatus, your department, your municipality, and where the market sits that week. Anyone who quotes you a number before knowing those things is guessing.
What we can do is put you in front of lenders who will give you a real answer quickly, so you can plan around something solid instead of an estimate that moves.
- Age, type and condition of the apparatus
- Size and revenue base of the municipality
- Length of term your department needs
- Whether you are financing all of it or part
- Your department’s purchasing history
- Where rates sit that week
Talk to us about financing
Reach out to a member of our sales team, tell them what you are looking at and what your department needs, and they will put you in touch with the right people.